"Accidents" are the third leading cause of death for the first time in recorded history, according to the National Safety Council.
Experienced injury lawyers in Detroit understand few of these are "accidents" in the true sense of the word. A look at our website reveals the most common causes, including impairment, distraction, speeding, fatigued driving and reckless operation. In fact, many take issue with using the term "accident" to refer to a motor-vehicle collision because usually, someone was at fault.
But if the definition of "accident" is "unintentional, preventable injury," then the new NSC report drives home the fact that the risks are real. These incidents claimed more than 161,000 lives in 2016. Drug overdoses and motor vehicle crashes are being blamed for the bulk of the increase.
Liability for Accidental Injury in Michigan
Michigan law requires No-Fault Insurance, which confuses far too many motorists into believing it doesn't matter who was at fault in a collision. That's probably just the way auto insurance companies like it.
Nothing could be further from the truth. The No-Fault Law requires personal injury protection (PIP), which is designed to pay for reasonable medical expenses and a portion of lost income along with Property Protection (PPI) and Residual Liability Insurance for bodily injury and property damage coverage. The mandatory liability minimums are $20,000 per person/$40,000 per accident, which are wholly inadequate in the event of a serious collision.
However, the law allows drivers to pursue a liability claim against an at-fault motorist in cases of serious injury, permanent disfigurement or death. A claim may also be pursued against an out-of-state driver or for an accident that occurs outside Michigan.
So who is found at fault in a collision is a serious issue that could determine an injury victim's ability to collect damages for excess wage loss, pain and suffering and other claims.